Private Health Insurance

Customers have the right to change the tariff BREMEN – currently threaten even greater increases in contributions in private health insurance. The falling interest rates in the bond markets are background. Thus, insurers are no longer able to keep their imputed rate and must adjust it down. According to media reports, also big providers of it are affected. “In addition to the falling interest rates, the cost increases are also homemade: the health insurer to invent” new tariffs and the old tariffs are no longer served. Thereby missing the young and healthy new entries important for a healthy inventory mix there and the costs have increased disproportionately. Peter Quickert, head of health management of PensionCapital GmbH, advises therefore the own tariff to check: assured have to change the law in a more favourable rate. While they can keep the desired services.

However, the providers try to prevent this change.” It is therefore useful, with a partner to work together, to refute the arguments of the insurer and successfully to switch to a better deal with the same insurer. The PensionCapital GmbH to the product KV optimizer “developed. Thus, different tariffs can directly compare and develop the optimal solution for the insured. The customer can choose between a fixed price model, or a savings-based fee. The costs are within a short time played by the savings again.

For more information see. PensionCapital is an owner-managed consultancy for operational benefits. It stands for individual, solution-oriented advice and sustainable concepts. The PensionCapital headquarters is located in Bremen, there are also offices in Dusseldorf and Munich. Overall, the PensionCapital group in Germany and Austria is represented at six locations.